Collaborative Financial Planning
A modern advice-only approach to financial planning that helps you navigate ever-changing conditions and complexity, so you can achieve your goals with confidence.
DIWY™: The Best of Both Worlds
Access expertise, maintain control, and lower costs.
"Do-it-with-you" Financial Planning
| Approach | Expertise* | Guidance | Control | Custody | Fees |
|---|---|---|---|---|---|
| DIY Do-it-yourself | Client | Self-guided | Client | Client | Minimal |
| DIWY Do-it-with-you | Collaborative | Advisor-assisted | Client | Client | As-needed |
| DIFY Do-it-for-you | Advisor | Advisor-managed | Advisor | Advisor | Ongoing |
*Refers to having the training, time, tools, and temperament to manage a financial plan (taxes, investments, insurance, estate planning, etc.)
Financial Planning Is a Process—Not an Event
Access support as needed—no subscription, no strings.
Holistic
Comprehensive planning without overloading you
Modular
Focus on your urgent and impactful planning needs
On-Demand
Support when you need it—no fees when you don’t
DIWY™ Engagement Levels
Self-Directed Support
Assessment, tools and on-demand content
- Holistic financial assessment
- Access to robust financial planning tools
- Limited access to webinars with Q&A
$50/month — cancel anytime
Group Support
Everything in Self-Directed + Live Webinars
- Unlimited access to live webinars with Q&A
- Topics and timing shaped by client feedback
- Actionable advice
$100/month — cancel anytime
One-on-one Support
Collaborative screen sharing sessions
- Personalized financial advice
- Implementation support
- No “shadow billing” or hidden fees
$400 for the first hour — then discounted
Why Choose DIWY Financial Planning
Knowledge with no product sales.
No corporate restrictions, directives or sales quotas.
Meet you where you are. Give you what you need.
Adjust your plan and level of support anytime.